House Bill 6547
119th Congress(2025-2026)
Least Cost Exception Act
Introduced
Introduced in House on Dec 10, 2025
Bill Intelligence
The bill aims to amend the Federal Deposit Insurance Act to include a least cost resolution exception for global systemically important banking organizations. This exception would help prevent further concentration among these banking organizations. The bill focuses on amending Section 13(c)(4) of the Act to emphasize the least cost resolution exception. It doesn't specify further details, but the bill addresses concerns related to the concentration of power among global systemically important banking organizations and aims to provide a framework for mitigating such concentration through the mentioned exception.
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Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
6547
Congress
119
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
No House votes have been held for this bill.
Summary
Unavailable
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02/02/2026
Placed on the Union Calendar, Calendar No. 405.
02/02/2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-474.
12/17/2025
Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.
12/17/2025
Committee Consideration and Mark-up Session Held
12/16/2025
Committee Consideration and Mark-up Session Held
12/10/2025
Referred to the House Committee on Financial Services.
12/10/2025
Introduced in House
Public Record
Record Updated
Feb 12, 2026 12:06:17 AM