Bill Sponsor
Senate Bill 1564
119th Congress(2025-2026)
Floodplain Enhancement and Recovery Act
Active
Active
Passed Senate on Sep 30, 2026
Overview
Text
Introduced
May 1, 2025
Latest Action
Oct 5, 2026
Origin Chamber
Senate
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
1564
Congress
119
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
Sponsorship by Party
Democrat
Washington
Republican
North Carolina
Senate Votes (1)
House Votes (0)
checkPassed on September 30, 2026
Status
Passed
Type
Unanimous Consent
Unanimous Consent
A senator may request unanimous consent on the floor to set aside a specified rule of procedure so as to expedite proceedings. If no Senator objects, the Senate permits the action, but if any one senator objects, the request is rejected. Unanimous consent requests with only immediate effects are routinely granted, but ones affecting the floor schedule, the conditions of considering a bill or other business, or the rights of other senators, are normally not offered, or a floor leader will object to it, until all senators concerned have had an opportunity to inform the leaders that they find it acceptable.
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
Summary

Floodplain Enhancement and Recovery Act

This bill eases restrictions for ecosystem restoration projects in designated floodways that meet certain risk criteria.

Under current National Flood Insurance Program requirements, such projects are generally prohibited in a designated floodway if the project would increase the area’s base flood elevation.

The bill establishes conditions under which a community may permit an ecosystem restoration project within a designated floodway that would result in an increase in base flood elevations. Specifically, the project may be permitted if (1) a professional engineer determines that the cumulative effect of the increase will be not more than 1 foot; (2) no insurable structure or critical infrastructure is located in an impacted area; and (3) the community submits an analysis to the Federal Emergency Management Agency on the project’s effects after the project is complete.

An ecosystem restoration project is defined by the bill as a project that manipulates the physical, chemical, or biological characteristics of a site with a goal of recovering, reclaiming, or improving the functions of an aquatic resource or floodplain. 

Text (2)
September 30, 2026
Actions (8)
10/05/2026
Held at the desk.
10/05/2026
Received in the House.
10/05/2026
Message on Senate action sent to the House.
09/30/2026
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5298; text: CR S5298)
09/30/2026
Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
09/30/2026
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
05/01/2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
05/01/2025
Introduced in Senate
Graphics
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S.1564 119 Floodplain Enhancement and Recovery Act
Public Record
Record Updated
Oct 14, 2026 7:00:47 PM